AML Case Management: Typologies, SAR/STR in One Workflow
- david Pinto
- 3 days ago
- 3 min read
Goal: one workspace where analysts ingest data, detect AML typologies, and publish SAR/STR—all on‑prem, offline if required, and fully auditable.
What “one workflow” actually looks like
Drag‑and‑drop intake for transactions, SAR/STR drafts, KYC/KYB files, spreadsheets, and API feeds. The system runs on‑prem and auto‑correlates with the sources you select (transactions, customer 360, sanctions, PEP/adverse media, watchlists).
Unified case view with link maps and search across a single organised & unified database.
AML Typologies & Knowledge Base surfaced inside the case to guide triage and escalation.
1‑click SAR/STR reports from the live case—no re‑keying.
Security posture: Optional offline (air‑gapped), Full User Rights, End‑to‑End Encryption, Full Audit Logs, and “in‑a‑box” form factor for restricted sites.
Typologies & signals the platform supports
Out‑of‑the‑box and customizable models cover: layering & structuring typologies, network/mule detection, sanctions‑evasion patterns, merchant fraud/chargebacks, and cross‑channel risk scoring—aligned to your policies.
Data you can fuse (examples): bank transfers, card auths, SWIFT/SEPA/ISO 20022, account & ledger data, KYC/KYB packs, beneficial ownership registries, sanctions & PEP lists, adverse media, crypto exchange logs, internal case files and emails.
GCC (state banks & regulators) — Optional air‑gapped deployments with 1‑click SAR/STR and “in‑a‑box” for restricted environments.
End‑to‑end workflow (step‑by‑step)
Ingest — Drag in transactions, SAR/STR drafts, and KYC/KYB files; add feeds via API when ready.
Fuse & normalise — Everything lands in a unified case database; automated fusion links people, accounts, devices, and documents.
Screen & enrich — Correlate with sanctions, PEP/adverse media, watchlists and customer 360—no mandatory connector build to start.
Detect typologies — Apply rules/models for structuring, layering, mule networks, sanctions‑evasion; Risk Scoring & Alert Prioritization focus the queue.
Investigate — Work the case with provenance preserved; Full Audit Logs capture every view, change, and export.
Report — Publish 1‑click SAR/STR from the case; attach evidence and activity history. Drag, Drop, Click & Done.
Retrain — Use the six‑step lifecycle (Data Collection → Preparation → Training → Evaluation → Deployment → Retraining) to keep models sharp as patterns shift.
EU/UK (banks & PSPs) — Keep AML data inside your jurisdiction; run screening and filings on‑prem & offline with Full Audit Logs.
Sources & cost control
You choose the databases—“Pay for the connections you need.” Typical options: global sanctions, PEP lists, adverse media, beneficial ownership, company registries (e.g., OpenCorporates), plus internal watchlists. On‑prem & offline with end‑to‑end encryption.
Controls that make it defensible
On‑prem, bank‑grade deployment with zero external transmission by default; Optional Offline (air‑gapped) for high‑risk sites.
Role‑based access (Full User Rights) and Full Audit Logs to preserve chain‑of‑evidence.
1‑click reports ensure consistency across filings and internal reviews.
KPIs to measure (and improve)
Turnaround per alert/entity (minutes) from first ingest to decision. Expect large cuts via drag‑and‑drop + automated fusion.
SAR/STR throughput per analyst using 1‑click SAR/STR.
Hit quality (precision on sanctions/PEP/adverse media) via risk scoring & prioritization.
Audit completeness (presence of user/role history and export logs on every case)
US (FIs & fintech) — Risk Scoring & Alert Prioritization plus unified case view reduce swivel‑chair time; filings are 1‑click and auditable.
Buyer checklist (RFP language you can lift)
Modules: AML Typologies & Knowledge Base, AML Case Management, drag’n’drop Fusion, 1‑click SAR/STR.
Security: on‑prem; Optional Offline (air‑gapped); Full User Rights; End‑to‑End Encryption; Full Audit Logs.
Data & sources: transactions + sanctions/PEP/adverse media/watchlists; pay only for required connections.
triage: Risk Scoring & Alert Prioritization; unified case view.
Lifecycle: six‑step model process with retraining based on analyst feedback.
AML Case Management FAQs
Can we run 100% offline?Yes. Optional Offline (air‑gapped) with Full User Rights, E2E encryption, and Full Audit Logs.
Do we need custom connectors to start?No. Automated AI fusion—no need to build connectors to begin.
Which typologies are supported?Models cover layering, structuring, mule networks, sanctions‑evasion, merchant fraud/chargebacks, and more—aligned to your policies.
How are SAR/STRs generated?From the live case via 1‑click SAR/STR reports, with activity history attached.
