Automated KYC/KYB Screening: Offline, Auditable, Fast
- david Pinto
- 3 days ago
- 3 min read
KYC/KYB checks shouldn’t mean shipping sensitive data to third‑party clouds or stitching together ad‑hoc spreadsheets. With Inteliate, teams screen customers and businesses on‑prem—disconnected from the internet if required—while keeping full user rights and full audit logs for every action.
What “automated KYC/KYB” means here
Inteliate ingests KYC/KYB files, transactions, spreadsheets and API feeds and automatically cross‑correlates them with the internal and external sources you choose (e.g., customer 360, sanctions, PEP/adverse media, watchlists). You get risk scoring and alert prioritization in one workspace, built for regulated environments and installed on your infrastructure.
Automated KYC / KYB Screening as a core capability.
No mandatory connector build to start—automated fusion links your data across sources.
Single organised & unified database so investigators don’t chase files.
Why offline/on‑prem matters
Zero external transmission by default. Deploy fully on‑premises; keep all data inside your network.
Security controls that stick. End‑to‑end encryption, role‑based access/Full User Rights, and immutable/Full Audit Logs for a defensible trail.
Air‑gapped & “in‑a‑box” options. Operate disconnected from the internet, including portable form factors for restricted sites.
You choose (and pay for) the data sources
Add only the databases you need—“Pay for the connections you need.” Typical options include: global sanctions, PEP lists, adverse media, beneficial ownership registries, company registries (e.g., OpenCorporates), Interpol stolen documents, civil/criminal/insolvency records, and internal watchlists.
Result: meet KYC obligations quickly and securely without paying for data you don’t need. Drag, Drop, Check & Approve.
End‑to‑end workflow (what it looks like in practice)
IntakeDrag‑and‑drop KYC packs, corporate filings, IDs, and CSVs—or trigger checks via API.
Normalize & unifyAll material lands in a single organised & unified database for one‑stop search and reuse.
Screen & correlateRun automated fusion across transactions and selected databases (sanctions, PEP/adverse media, company registries, beneficial ownership). Risk scoring & alert prioritization focus analysts on what matters.
DecideUse role‑based access so makers/checkers only see what they’re allowed to see; resolve alerts, attach evidence, and approve/decline with a clear decision history.
Report & filePublish 1‑click reports or, when it escalates to AML, generate 1‑click SAR/STR reports—all offline.
Audit & retainEvery action is captured in full audit logs for regulators or court.
What’s inside the screening stack
KYC‑ID verification & KYB packs (direct upload).
Sanctions & watchlists (global coverage, selectable).
PEP & adverse media (prioritise hits, reduce noise).
Beneficial ownership & company registries (e.g., OpenCorporates).
Internal risk signals (transactions, case notes, historical alerts).
Optional modules often used alongside KYC/KYB: voice matching for identity verification, run locally within your network.
Metrics to prove it works (copy‑paste KPI set)
TAT per entity (minutes) — time from file drop → decision. Expect big cuts with drag‑and‑drop intake + automated fusion.
Hit quality (precision of sanctions/PEP matches) — improved by risk scoring & prioritization.
False positive rate — reduce via correlation across chosen databases vs. single‑list matching.
Cost per check — pay only for required data connections.
Audit readiness — evidence of role‑based access and full audit logs for all decisions/exports.
Deployment patterns that fit regulated teams
On‑prem standard: installed within your data centre; no external transmission.
Air‑gapped/standalone: disconnected from internet, portable “in‑a‑box” option for restricted environments.
Fast rollout: drag‑and‑drop ingestion on day one; API option to trigger checks automatically.
Where it fits (by team)
Banks/Fintech: onboarding, periodic review, and event‑driven rescreening tied to transactions and customer 360. 1‑click SAR/STR when needed.
Insurance & SIU: corporate due diligence, beneficiary screening, and fraud case correlation, fully offline & auditable.
Public sector & state banks: jurisdiction‑bound deployments with end‑to‑end encryption, role‑based access, full audit logs.
Buyer checklist (RFP/RFI language)
Data residency: 100% on‑prem, optional air‑gapped.
Security: E2E encryption, Full User Rights, Full/immutable audit logs.
Sources: add only required databases (sanctions, PEP/adverse media, BO, registries); pay for the connections you need.
Workflow: automated fusion, risk scoring & alert prioritization, 1‑click reports/SAR‑STR, unified case view.
Integration: drag‑and‑drop day one; API to automate at scale.
Automated KYC KYB Screening FAQs
Can we run it fully offline?Yes. Many deployments are disconnected from the internet with Full User Rights and Full Audit Logs.
Which lists can we screen against?You pick: global sanctions, PEP/adverse media, beneficial ownership, company registries, and more—only what you need.
How do we generate regulatory reports?Use 1‑click reports; for AML escalations, 1‑click SAR/STR—all kept on‑prem.
Will it scale to our data?The platform ingests structured and unstructured data and correlates across transactions, files and watchlists within a unified case.
